Enrollment

Qualifying Life Event (QLE)

The event that triggers a Special Enrollment Period or mid-year change to an employer plan. Common QLEs: marriage, divorce, birth/adoption, job change, loss of coverage, dependent aging out, becoming a U.S. citizen.

Last reviewed: 2026-05-05 · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.

Related terms

Special Enrollment Period (SEP)

60-day window after a qualifying life event.

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COBRA (Consolidated Omnibus Budget Reconciliation Act)

Continue group coverage up to 18-36 months after losing eligibility.

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Open Enrollment Period (OEP)

Annual ACA marketplace enrollment window.

Special Enrollment Period (SEP)

60-day window after a qualifying life event.

Waiting period

Time before new hires become eligible for benefits.

Retroactive enrollment

Coverage backdated to an earlier effective date.

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