TMRW

Enrollment

Open Enrollment Period (OEP)

The annual window when individuals can enroll in or change ACA marketplace coverage. Federal OEP is typically November 1 to January 15; some states extend their state-exchange windows. Outside OEP, you generally need a Special Enrollment Period to enroll.

Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.

Related terms

Special Enrollment Period (SEP)

60-day window after a qualifying life event.

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Marketplace

ACA exchange where individuals shop for plans.

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Qualifying Life Event (QLE)

Event triggering a Special Enrollment Period.

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More in Enrollment

Special Enrollment Period (SEP)

60-day window after a qualifying life event.

Qualifying Life Event (QLE)

Event triggering a Special Enrollment Period.

Waiting period

Time before new hires become eligible for benefits.

Retroactive enrollment

Coverage backdated to an earlier effective date.

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