Tax-advantaged accounts
QSEHRA (Qualified Small Employer HRA)
An HRA available only to employers with fewer than 50 full-time-equivalent employees that do not offer a group health plan. Annual contribution limits are set by the IRS. QSEHRA reimbursements can affect employee eligibility for ACA premium tax credits.Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.
Related terms
ICHRA (Individual Coverage HRA)
Employer reimburses for individual insurance. No size limits.
Read definitionHRA (Health Reimbursement Arrangement)
Employer-funded reimbursement account.
Read definitionPremium tax credit (PTC)
ACA subsidy reducing marketplace premiums for 100-400% FPL.
Read definitionMore in Tax-advantaged accounts
HSA (Health Savings Account)
Triple-tax-advantaged. Pairs with HDHP. Rolls over.
FSA (Flexible Spending Account)
Pre-tax employer account. Use it or lose it.
Limited-purpose FSA
FSA for dental and vision only. HSA-compatible.
Dependent Care FSA (DCFSA)
Pre-tax account for childcare or eldercare expenses.
HRA (Health Reimbursement Arrangement)
Employer-funded reimbursement account.
ICHRA (Individual Coverage HRA)
Employer reimburses for individual insurance. No size limits.
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