ACA-specific terms
Healthcare.gov
The federal ACA marketplace website where people in states without their own exchange can shop for individual health insurance. Some states operate their own exchanges (e.g., NY State of Health, Covered California).Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.
More in ACA-specific terms
Premium tax credit (PTC)
ACA subsidy reducing marketplace premiums for 100-400% FPL.
Subsidy cliff
Income threshold where ACA subsidies disappear.
Metal tier
ACA marketplace plan classification by actuarial value.
NY State of Health
New York's state-based ACA marketplace.
Marketplace
ACA exchange where individuals shop for plans.
Have a benefits question?
Ask a benefits advisor.
Jesse reads every contact submission personally. If your question is straightforward, you'll get a written reply. If it needs a call, we'll set one up.