ACA-specific terms
Marketplace
Generic term for an ACA exchange (federal Healthcare.gov or a state-based equivalent) where individuals shop for health insurance and apply for subsidies.Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.
More in ACA-specific terms
Premium tax credit (PTC)
ACA subsidy reducing marketplace premiums for 100-400% FPL.
Subsidy cliff
Income threshold where ACA subsidies disappear.
Metal tier
ACA marketplace plan classification by actuarial value.
Healthcare.gov
Federal ACA marketplace website.
NY State of Health
New York's state-based ACA marketplace.
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