ACA-specific terms
Metal tier
The ACA marketplace plan classification by actuarial value: Bronze (60% AV), Silver (70%), Gold (80%), Platinum (90%). Higher tiers have higher premiums but lower out-of-pocket costs at the point of care.Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.
More in ACA-specific terms
Premium tax credit (PTC)
ACA subsidy reducing marketplace premiums for 100-400% FPL.
Subsidy cliff
Income threshold where ACA subsidies disappear.
Healthcare.gov
Federal ACA marketplace website.
NY State of Health
New York's state-based ACA marketplace.
Marketplace
ACA exchange where individuals shop for plans.
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