Filing & administration
SPD (Summary Plan Description)
The plain-language ERISA-required document distributed to plan participants explaining how the plan works, eligibility, benefits, claims procedures, and ERISA rights. Must be provided within 90 days of becoming covered. Updated SPDs required every 5 years (10 if no plan changes).Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.
More in Filing & administration
Form 5500
Annual ERISA report for plans with 100+ participants.
Plan Document
Legal document establishing an ERISA plan.
Wrap document
Combines carrier certs with ERISA elements.
SAR (Summary Annual Report)
Annual Form 5500 summary for participants.
Form 1094-C / 1095-C
IRS ACA reporting forms for ALEs.
SBC (Summary of Benefits and Coverage)
Standardized ACA plan-comparison summary.
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