Filing & administration
Wrap document
A combined document that wraps carrier-issued certificates of coverage with the additional ERISA-required elements (named fiduciary, amendment procedures, etc.) to satisfy ERISA Plan Document requirements. Common for fully-insured employer plans.Last reviewed: · TMRW Benefits is a benefits brokerage, not a tax or legal advisor. Consult a CPA or attorney for situation-specific guidance.
Related terms
More in Filing & administration
Form 5500
Annual ERISA report for plans with 100+ participants.
SPD (Summary Plan Description)
Plain-language plan explanation for participants.
Plan Document
Legal document establishing an ERISA plan.
SAR (Summary Annual Report)
Annual Form 5500 summary for participants.
Form 1094-C / 1095-C
IRS ACA reporting forms for ALEs.
SBC (Summary of Benefits and Coverage)
Standardized ACA plan-comparison summary.
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